Maximize retirement contributions while keeping your owner compensation reasonable — SEP IRA, Solo 401(k), and profit-sharing all modeled.
Most S-Corp owners default to a Roth IRA. You just saw what a Solo 401(k) plus profit-sharing does to the retirement number.
The S-Corp Retirement Contribution Calculator helps S-Corp owners maximize their tax-advantaged retirement savings. It models employee deferrals (up to $23,000 in 2024, plus $7,500 catch-up for 50+), employer profit-sharing contributions (up to 25% of W-2 salary), and the combined limits under IRS Section 415. This tool is essential for S-Corp owners who want to shelter the maximum amount from taxes while building retirement wealth.
Calculate S-Corp tax savings and find your ideal salary/distribution split to minimize self-employment tax.
Try it freeAdvanced retirement calculator with RMD calculations, Roth conversion planning, and sequence risk analysis.
Try it freeCalculate compound interest and visualize long-term wealth growth with custom contributions.
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